First Home Guarantee
Buy Your First Home With Just
Deposit
&
No LMI
Charges
- 500+ Happy customers
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First Home Guarantee Scheme
The First Home Guarantee Scheme is an initiative by the Australian government that assists the First-home buyers in Australia to qualify for home loan with deposit as low as 5% without having to pay Lenders Mortgage Insurance (LMI) charges.
Usually, a borrower needs a 20% deposit to avoid paying thousands in LMI charges. However, with the First Home Guarantee Scheme, you can purchase your first home with 5% deposit and avoid LMI charges as well. The Australian government will guarantee up to 15% of the property value.
With limited slots available each year, you should make sure to apply as soon as possible.

Eligibility Criteria
- Applying as an individual or as 2 joint applicants.
- Earning income up to $125,000 as an individual or $200,000 as joint applicants.
- At least 18 years of age.
- A First home buyer or previous homeowner who has not owned a property in Australia for the past 10 years.
- An Australian citizen(s) or a permanent resident(s) while applying for the loan.
- Intending to be owner-occupiers of the purchased property.
Ready to make your homeownership dreams a reality?
Why work with us?
While getting your First Home sounds exciting, but knowing where to start, with so many things to consider – location, borrowing capacity, monthly payments, and having enough saved for a deposit, is tough. In addition to that, the Home Loan process can be extremely daunting, specially for First Home buyers.
As accredited mortgage broker with over 7 years of experience, we have helped 100s of clients to get the keys to their First Home with a seamless transition. We’d love to discuss your plans and show you how to fast-track your first home purchase with just a 5% deposit and no Lender Mortgage Insurance.

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We provide
our services
Australia
Wide.
What our client say about us

We have had an amazing experience with Goodwill Finance. The level of professionalism and expertise from Dillon Neupane sir is admirable. He made our entire home-buying journey smooth and stress-free. We will definitely ring again and highly recommend for services from Goodwill Finance.
Najina Rana
One of the best mortgage broker. I would highly recommend Dillon Sir. He helped us from the beginning to secure our very first home. Always clear our doubts and answer call after hours too.Thank you for your guidance and support.
Kajal Lakhaju
Goodwill finance team helped us for home loan process in an ease way and they suggested the best finance option for us. Their service was outstanding. Dilion Ji gave us a time to explain and update the finance in our convenient time and gave ideas about property to look for.
Anita D
Assistance provided was great and really appreciate the recommendation and suggestion provided for the finance options. Dillon was very helpful with any queries and through out the property journey. We would highly recommend him for any financial suggestions.
Purna ShakyaJust Few Steps To Your First Home!

Speak with our
Home Loan Expert
- EMAIL US AT
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ABN: 85 619 980 282 | Credit Representative Number 500261 is authorised under Australian Credit Licence 389328.